Veterans have sacrificed a great deal for our country, and we want our veterans to get the proper recognition that they deserve. One way we can accomplish this is by making them aware of their burial benefits.
Final expense is the perfect supplement to VA benefits. It ensures that no costs come out of pocket when the time comes, and when the reimbursement comes from VA benefits, that is a little extra cash for your client's loved ones to have. We still recommend your client to buy as big of a final expense plan as they can afford as the VA benefits will only cover a small fraction of the funeral costs.
Ensuring that Veterans Get the Most Out of Their Benefits
VA benefits vary heavily depending on how and when the veteran served, how and when they died, and what type of burial they want. One of the following must be true to receive benefits. The individual can be:
Veterans are free to be buried in any cemetery they wish, in whatever manner they wish. However, this could potentially alter the amount of benefits they receive. The benefits that veterans could be eligible to receive are:
VA Burial Benefit Services for Veterans
Funeral providers feel honored that your clients choose them to arrange the burial of a veteran. Most funeral homes will take it upon themselves to arrange the VA burial benefits. Nonetheless, it is important that both your client and their loved ones are educated on the services available to them when the time comes. These services include:
The Family is Responsible for Obtaining VA Benefits
When someone who was in the military passes away, the VA won't be reaching out to their family. Your client's family is responsible for actively obtaining the VA benefits.
In order to receive an allowance for the burial, your client's loved ones must file a claim for a non-service connected burial allowance within two years after your client's burial or cremation. These are the steps to submitting an application applying for benefits:
Planning Ahead for Peace of Mind
The average funeral in the United States can cost roughly $10,000. While the VA does provide some services and benefits, it is very unlikely that this will cover all costs. It is important to understand what they will cover, and then purchase a final expense plan to cover the remaining costs.
Funerals are time sensitive matter, so it is important to plan ahead if your client wants military honors and burial benefits. That means talking to the funeral provider ahead of time and making sure what your client wants is possible.
More for Your Veteran Clients
To learn more about VA benefits for service members, check out the VA Benefits for Service Members from the U.S. Department of Veteran Affairs.
Final Expense Resources
Check out our Final Expense Insurance Corner to learn everything about final expense, from expanding your book of business to more ways to help your clients who are veterans. Visit our VIP Portal for the latest news and updates from carriers.
If you have any questions, feel free to give us a call at 888-622-9122. Our expert agent support team is always ready to help.