May 5

Incentive Trips for the Independent Broker

As an independent broker, we have the great ability to offer our clients a truly unbiased opinion as to which carrier best suits their insurance needs. That is real value for our clients. However, because we offer different carriers to fit different situations, we sometimes spread our business across an array of companies.

While many carrier have incentive trips for top producers, sometimes we as agents pay a penalty for doing right by our clients by not placing enough premium with any one company to qualify for their trip.

Tidewater Does it Differently

At Tidewater, we give our agent partners point credits towards our yearly incentive trip for any products (other than Medicare Advantage and Part D plans) that they sell, regardless of the carrier. 

Agents earn points for Medicare Supplement, life, annuity, cancer, critical illness, hospital indemnity, disability, and dental/vision/hearing business. This allows our brokers to feel good about offering the best possible solution to their clients, without feeling like they may miss out on exciting incentive trips!

Past Incentive Trips

Tidewater's past incentive trips have taken us to Las Vegas, Tulum, Mexico, St. Lucia, Costa Rica, Cabo San Lucas, Turks & Caicos, and Barbados. 

Our most recent incentive trip to Aruba was scheduled for March 2020 but has been postponed until it is safe to travel. We look forward to joining our qualifying agents in paradise once it is safe to travel again.

TMG 2021 Incentive Trip: Jamaica

Our 2021 Incentive Trip

Our upcoming 2021 incentive trip will take us back to the Caribbean, to beautiful Jamaica! Are you interested in joining us to soak up the sun and have some fun in Jamaica? 

How to Qualify for Jamaica: Double the Points!

Agents can qualify for Jamaica by earning 100 combined points by December 31, 2020. MGAs can qualify by earning 500 combined agency points by December 31, 2020. We have a number of fantastic products that you can sell to earn points towards the trip. 

You can even qualify for double points by selling the following products:

Humana Achieve

Humana Achieve is a brand new Medicare Supplement. If you are currently contracted with Humana, then good news, you already have access to Achieve! With top commissions and a 12% household discount (depending on the state), this is an excellent plan to add to your portfolio.

CVS Health® Accendo

The brand new CVS Health® Accendo Medicare Supplement is another excellent addition to your book of business. Offered by Accendo Insurance Company, part of the CVS Health family of companies and an Aetna affiliate, this product offers a 14% discount in most states. 


Lumico is a great option for people with Medicare who want to secure additional coverage to help with expenses such as co-pays and deductibles that Medicare doesn't cover. Guaranteed to be annually renewable, the company has a selection of plans to meet every client's budget.

Manhattan Life

Manhattan Life Insurance Company is guaranteed renewable with unlimited lifetime benefits. With immediate coverage and no waiting period, current health conditions are instantly covered. 

Grandparents with grandchild


CSO offers a convenient e-app, competitive premiums, and household discounts. With 85 years of experience, you'll be happy that you went with an excellently-rated company.

CSI Life

CSI Life boasts a $125 bonus per issued Plan F, a free annual hearing screening for your clients, and high-quality hearing aids at a discount. With a competitive premium and guaranteed renewability for life, your clients will be well taken care of.

Union Security

When you client purchases a policy backed by Union Security, they are supported by a company that places what matters most at the top of the list. With remarkable premiums, leading commissions, and top-shelf administration, this policy gives back to both the client and the agent.

Start Getting Qualified Today

You can find all the details on how to qualify for our incentive trip to beautiful Jamaica here. If you have any questions, don't hesitate to give us a call at 888-622-9122. Our expert agent support team is always ready to help!

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