Join us in Aruba in 2022

we like to reward our partners on the overall solutions they offer their clients not a specific carrier

Get information on how you can qualify

Tidewater Management Group recognizes that offering just one carrier is not a good solution for every person. That is why we like to reward our partners on the overall solutions they offer their clients not a specific carrier. 

This allows our partners the ability to present all of the possible solutions to their client’s based on their needs, and still qualify for exciting opportunities to see some of the most beautiful places this world has to offer!!!

For past incentive trips, we have visited Barbados, Cabo San Lucas, Tulum, St. Lucia, Costa Rica, and Las Vegas.

Agent Qualifications

Earn 100 Combined Points by December 31, 2021

MGA Qualifications

Earn 500 Combined Agency Points by December 31, 2021


Points & Specifications

Cancer, Critical Illness, Hospital Indemnity, Disability, and Dental, Vision & Hearing

.5 per $1000 of annualized premiums

Medicare Supplement*

.5 per placed app

Union Security, Lumico, Manhattan Life, CSO, CSI Life, Humana Achieve, CVS Health Accendo** 

Qualifying business must be dated 1/1/2021-12/31/2021

1 per placed app


1.05 per $15000 of annualized premium

Final Expense

1.25 per $1000 of annualized premium

Fully Underwritten Life

.5 per $1000 annualized premium

*Guarantee Issue Business has no point value

Terms & Conditions: Points are based on net production. Must be contracted and actively representing TMG at the time of the trip. Must have valid passport and guest must be of legal age. The trip is for the agent and one guest only and is not redeemable for cash or any other prize. Trips are non transferable . Agent is responsible for taxes and will receive a 1099. Agent must be in good standings with TMG. Qualifying business must be dated 1/1/21-12/31/21 and received in office no later than 1/5/22. Not all agents and agencies will qualify at these numbers. TMG reserves the right to make changes to this program. Point values may change as commission changes are made by any carrier during the year, or if commissions are reduced on certain types of business. For single producing agents only.