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We Help Insurance Agents

We empower agents across the nation with our comprehensive support, resources, and industry-leading technology you need to work smarter, serve clients better, and grow your business faster.

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Hear from our agents who trust our service and partnership.

“The partnership with TMG has been nothing short of phenomenal to the point where I know just about the entire staff on a “first name” basis. So, if you’re an agent looking for an FMO, this is THE FMO with whom to place your business! Trust me on this!”

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What We Offer

Our Product Lines

We partner with insurance providers in all 50 states offering contracts for Medicare Advantage, Medicare Supplement, Life Insurance, Dental, Vision and Hearing coverage, ACA, Annuities, and various other supplemental options for independent insurance agents throughout the United States.

See Our Product Line

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Medicare Advantage plans are a dynamic opportunity for agents to grow their business and boost earnings. These plans provide clients with comprehensive healthcare solutions, including additional benefits like dental, vision, and prescription coverage—all at affordable costs. For agents, they offer strong commissions, annual renewals, and access to an ever-growing Medicare-eligible population.

With year-round cross-selling opportunities and full support from our caring team—including training, tools, resources, and top carrier contracts—you’ll have everything you need to succeed in this expanding market!

Explore MAPD

Medicare Supplement plans are a reliable way to grow your business while meeting the needs of your clients. With lifetime renewals and stable commissions, they offer long-term income potential. Clients benefit from predictable healthcare costs and the freedom to choose any Medicare-accepting doctor or hospital nationwide, building trust and loyalty. As an agent, you’ll enjoy year-round selling opportunities and bonuses, straightforward plan options, and high demand from seniors.

Partner with us for access to leading carriers, competitive payouts, and tools and resources to help you thrive in this growing market!

Explore Med Supp

Life Insurance and Annuity plans are powerful tools for agents looking to provide financial security for clients while boosting their own earning potential. These plans offer clients peace of mind by protecting their loved ones and creating stable retirement income, while agents benefit from strong commissions, cross-selling opportunities, and the potential to build lasting client relationships.

With growing demand for wealth protection and retirement planning solutions, selling these products positions you as a trusted advisor. Partner with us to access top carriers, expert training, and the resources you need to thrive in this lucrative market!

Hospital Indemnity plans are a powerful add-on for agents looking to enhance their portfolio and increase revenue. These affordable, customizable plans help clients cover out-of-pocket costs like hospital stays, surgeries, and more—filling critical gaps in their insurance coverage. For agents, they offer strong commission potential, easy cross-selling opportunities with Medicare Advantage plans, and a chance to provide clients with valuable peace of mind.

Partner with us to access top carriers, expert training, and the tools you need to grow your business with these highly sought-after solutions!

Explore Hospital Indemnity

Affordable Care Act (ACA) plans are a valuable opportunity for agents to expand their client base and income. With millions of Americans relying on affordable health coverage through the ACA marketplace, these plans provide year-round earning potential, high demand during Open Enrollment, and competitive commissions. For clients, ACA plans offer essential coverage, subsidies to lower costs, and broad options to match their needs.

Partner with us to access top-tier carriers, expert training, and comprehensive tools and resources to help you succeed in this continually growing market!

Explore ACA

Carrier Insurance Products Available

Athene Annuity & Life

Athene Annuity & Life

americo med supp

Americo Annuities

Equitable Life & Casualty Insurance Company

Equitable National Life

Sonder Health

Sonder Health

Prosperity Life Group logo

Prosperity Life Group Annuities

GCU Annuity and Life

GCU Annuity and Life

Lincoln Financial

Lincoln Financial Annuities

Molina Healthcare

Molina ACA

Mass Mutual

Mass Mutual Annuities

KelseyCare Advantage

KelseyCare Advantage

Oceanview

Oceanview Annuities

Symetra

Symetra Annuities

Atlantic Coast Life

Atlantic Coast Life Annuities

Cincinnati Life Insurance Company

Cincinnati Life Annuity & Life

UnitedHealthOne

UnitedHealthOne

Investors Heritage

Investors Heritage Annuities

Farmers Life Insurance Company

Farmers Life Insurance Company

Global Atlantic

Global Atlantic Annuities

Nationwide

Nationwide Annuities

Liberty Bankers Life Insurance Group

Liberty Bankers Annuities

Sagicor Life Insurance Company

Sagicor Annuities

Mutual of Omaha

Mutual of Omaha Annuities

National Life Group (Life of the Southwest)

National Life Group Annuities

One America

One America Annuities

UPMC Health Plan

UPMC Health Plan

Heartland National

Heartland National Annuities

Guaranty Income Life Insurance Company

Guaranty Income Life Insurance Company

Clear Spring Life and Annuity

Clear Spring Life and Annuity

Fidelity & Guaranty Life

Fidelity & Guaranty Life

Sentinel Security

Sentinel Security Annuities

The Standard

The Standard Annuities

Nassau Med Supp

Nassau Annuities

Protective

Protective Annuities

American National

American National Annuities

GBU Life

GBU Life

Patrius Health

Patrius Health

Oscar Health

Oscar Health ACA

Upstream

Upstream Annuities

Securian Financial Annuities

Securian Financial Annuities

National Western Life

National Western Annuities

Find Out Why Agents Partner with Us

As a contracted Tidewater agent, you will get access to top-notch support, proprietary technology, competitive commissions, resources, and tools to help fuel your business growth.

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Testimonials and Reviews

Listen to actual Medicare & Life Insurance Agents.

Don't take it from us. See and read our agent testimonials and reviews.

4.7
Based on 78 Reviews
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Eric & Jonie Partin
August 27, 2025

Absolutely LOVE the TideWater AEP roadshows.. Ronnie always go above and beyond to educate us!!

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Anson Brannon
July 29, 2025

From the moment I spoke with Mike and Janna at Tidewater, they have treated me like family. They have gone above and beyond to help me grow my business and educate me not only about the marketing aspects but also the contractual side of the industry. For that, I am extremely grateful. Tidewater is simply the best FMO out there, and I would recommend all of my fellow agents to reach out to them for assistance.

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John Ware
July 29, 2025

The entire Tidewater team has been great to work with and very supportive. If you’re an agent looking for a FMO to partner with, you should strongly consider Tidewater Management Group.

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Christina Francis
June 30, 2025

Mike Newton and his team are an incredible group to work with. They are always transparent and honest about what they can help you with. Their training is top notch and always informative.

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Peter R. Joseph
June 25, 2025

Michael and his team are absolutely amazing. He is very knowledgeable about Medicare and annuities. You can’t go wrong in the hands of this team. I highly recommend them!!

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Lorey Smith
June 25, 2025

The Best there is as an FMO! I truly would not be where I am if it wasn’t for Mike Newton!! The Best in the industry!!!

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George Overton
July 13, 2024

Great company!

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Charles Ussery
December 13, 2023

Couldn’t be more pleased with my partnership with TMG. Everyone at the Raleigh office is more than happy to offer their guidance and support through any obstacle I may come across. They have provided so much training through their website and social media accounts. They’ve reached out during crucial enrollment periods offering a helping hand if needed as well as throwing some amazing leads my way. Thanks TMG family!!

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Penny Neil
December 13, 2023

Tidewater is great to work with and I enjoy being around the leaders that are so knowledgeable and personable at the same time. They really have it together.

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Medicare & Life Blog

Get practical tips for marketing, compliance, social media, and carrier products.

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Todd Fincher
Chad Wilkerson
Mike Newton
Bobby Heptinstall
Ronnie James
John Elliott
Kristi Bell
Bradley grew up in Oklahoma and has called Roanoke, Virginia home since 2000. His service in the U.S Marine Corps stationed him at Camp Lejeune, which brought him to the East Coast. Following his military service, Bradley earned a degree in International Business from Oklahoma State University, with minors in Finance and Russian. During college, he worked as a manager at a brokerage office where he gained valuable industry experience. Bradley began his professional career with American Express Financial Advisors. For the next 17 years, he worked at Companion Life as a Regional Marketing Officer, focusing on ancillary products. He then joined a Roanoke-based agency that served as a general agent wholesaler for individual life and annuity carriers. Now at TMG, Bradley is excited to dive into the senior market and expand his knowledge of new products as a Regional Director. Outside of work, Bradley enjoys spending time with his wife, Michelle, twin daughters, Emma and Paige, and son, Nate. As a big football fan, he loves attending his son’s games and cheering on the Carolina Panthers with his family. Welcome to the team, Bradley!
Serena Mullins
Johnny Deal
Melanie Hooks
Savannah Perkins
Megan Gilliam
Caitlin Kealey
Jennah Golden
Logan Boggis
Kevin Evans
Anna-Cater Meyer
Janna Demchyna
Elena Garcia
Crystal Capell
Michael Escobar
Adam Kirkey
Alex Rogers
Lindsey Gorman

A Team Centered Around You

An FMO built on People

At Tidewater Management Group, our commitment lies in serving you and empowering you to reach new heights. Through our deep industry relationships and innovative solutions, our team offers comprehensive support tailored to your individual needs, ensuring you have the resources and guidance necessary to assist you in potential growth and success.

Meet our Team