Get Contracted

We Connect Insurance Agents to Opportunity.

We are a dedicated field marketing organization committed to streamlining insurance processes and providing best in class service and behind-the-scenes support for agents, agencies, and clients. We equip you with the tools and technology to work more efficiently and effectively - allowing you to focus on what truly matters.

Carrier Insurance Products Available

Molina Healthcare

Molina ACA

Banner Life Insurance Company

Banner Life Insurance

Fidelity & Guaranty Life

Fidelity & Guaranty Life

UPMC Health Plan

UPMC Health Plan

Sonder Health

Sonder Health

Equitable Life & Casualty Insurance Company

Equitable National Life

Patrius Health

Patrius Health

Sentara Health Plans

Sentara Health Plans

Cincinnati Life Insurance Company

Cincinnati Life Annuity & Life

Oscar Health

Oscar Health ACA

UnitedHealthOne

UnitedHealthOne

Athene Annuity & Life

Athene Annuity & Life

KelseyCare Advantage

KelseyCare Advantage

What We Offer

Our Product Lines

We partner with more than 70 insurance providers offering contracts for Medicare Advantage, Medicare Supplement, life insurance, dental, vision and hearing coverage, ACA, Annuities, and various other supplemental options for independent insurance agents throughout the Eastern United States.

See Our Product Line

2026 certifications are here!

Get More Details

2026 Carrier Plan First Looks are now available at the VIP Portal!

View all First Looks
  • Humana Insurance agent working with customer
    Medicare Advantage

    Medicare Advantage

    These plans are structured to resemble conventional health insurance and utilize a network of HMO and PPO providers. Medicare Advantage plans are distinct from gap plans and are fundamentally different from Medicare Supplements. They include co-pays, maximum out-of-pocket limits, and deductibles.

  • Medicare Supplement

    Medicare Supplement

    Designed to fill the Medicare part A and B coverage gaps. Medicare Supplement plans bring a peace of mind to seniors by eliminating cost sharing responsibility, offering nationwide coverage with providers, and are guaranteed renewable.

  • Final Expense Funeral with flowers
    Life Insurance

    Life Insurance

    Life insurance can guarantee that family members receive financial support following the policyholder's death. The beneficiaries can utilize the funds to cover funeral costs, outstanding debts, everyday living expenses, education fees, medical bills, or any other financial requirements that may come up.

  • Hospital Indemnity Plans
    Hospital Indemnity

    Hospital Indemnity

    Hospital Indemnity insurance is a form of additional coverage that provides a predetermined sum of money for each day, week, month, or visit that a policyholder is hospitalized.
  • Lumico Medicare supplement
    Under 65 (ACA)

    Under 65 (ACA)

    Comprehensive health insurance plans, such as those provided by the Affordable Care Act, are designed for the long term and cover a significant portion of the annual medical expenses typically incurred by an average American.

How We Help You Thrive and Succeed

Tidewater Management Group is a Life, Health, and Wealth Insurance Agent Resource offering competitive commissions, and we will also throw in: sales training, support, supplies, and more.

View All Resources

Testimonials and Reviews

Listen to actual Medicare & Life Insurance Agents.

Don't take it from us. See and read our agent testimonials and reviews.

4.7
Based on 79 Reviews
google
Eric & Jonie Partin
August 27, 2025

Absolutely LOVE the TideWater AEP roadshows.. Ronnie always go above and beyond to educate us!!

google
Anson Brannon
July 29, 2025

From the moment I spoke with Mike and Janna at Tidewater, they have treated me like family. They have gone above and beyond to help me grow my business and educate me not only about the marketing aspects but also the contractual side of the industry. For that, I am extremely grateful. Tidewater is simply the best FMO out there, and I would recommend all of my fellow agents to reach out to them for assistance.

google
John Ware
July 29, 2025

The entire Tidewater team has been great to work with and very supportive. If you’re an agent looking for a FMO to partner with, you should strongly consider Tidewater Management Group.

google
Christina Francis
June 30, 2025

Mike Newton and his team are an incredible group to work with. They are always transparent and honest about what they can help you with. Their training is top notch and always informative.

google
Peter R. Joseph
June 25, 2025

Michael and his team are absolutely amazing. He is very knowledgeable about Medicare and annuities. You can’t go wrong in the hands of this team. I highly recommend them!!

google
Lorey Smith
June 25, 2025

The Best there is as an FMO! I truly would not be where I am if it wasn’t for Mike Newton!! The Best in the industry!!!

google
George Overton
July 13, 2024

Great company!

google
Charles Ussery
December 13, 2023

Couldn’t be more pleased with my partnership with TMG. Everyone at the Raleigh office is more than happy to offer their guidance and support through any obstacle I may come across. They have provided so much training through their website and social media accounts. They’ve reached out during crucial enrollment periods offering a helping hand if needed as well as throwing some amazing leads my way. Thanks TMG family!!

google
Penny Neil
December 13, 2023

Tidewater is great to work with and I enjoy being around the leaders that are so knowledgeable and personable at the same time. They really have it together.

google
Chelsea Rose Walsh
December 11, 2023

Any time I have questions someone is always available for answers. Definitely have to credit my success to this team!

google
Phyllis Smith
December 11, 2023

Totally impressed with the quick responses to all my inquiries during the recent Medicare AEP. This is so important when schedules are hectic.

google
Ursula Mcheimer
December 11, 2023

Great team with amazing leadership!

google
John Phillips
December 11, 2023

Working with Tidewater has been great! the trainings are on point and Ronnie James is wonderful at answering questions and following up!!

google
Eliseo Tajanlangit RN
September 6, 2023

I finally got to meet Mike Newton of Tidewater Management Group OFFLINE. He is as genuine as one could get both online and offline. I was privileged to also meet Mike's father, Gary, at Medicare and Margaritas. Mike poured his knowledge into the attendees and he did not hold back. I learned a lot for sure. I'm sure it made Mike so happy to see his father light up knowing what Medicare opportunities are available for him as well.

google
TROY BROWN
May 3, 2023

I'm updating this post, because I had a couple representatives from Tidewater reach out to me, regarding the delay in my release. For this particular carrier, it takes a little longer, due to having to go through another upline. They let me know the process of what was needed, and they sent me the paperwork to take care of the release. Everything is all good now, especially since they provided me the reason for the delay.

google
Keezy Baby
March 21, 2023

This Agency is phenomenal I know I made the right decision . Tidewater is elite! The first time I met Mike Newton in person it was a great experience. I could feel his genuine energy ! They give great support !

google
Beveisha Youmans
February 15, 2023

Grateful to be managed by this group… They are there when I need them for anything..

google
Patrick Pangle
October 20, 2022

Awesome experience with a guy that always puts others first and is always willing to help!

google
Clayton Clemons
September 10, 2022

Mike Newtons a great partner sharing amazing tips and motivation daily!

google
Robert Swander
September 9, 2022

Highly recommend this group for all your insurance needs. True Leaders in the industry!

google
Amanda Graves
September 7, 2022

Mike Newton at Tidewater has been such a great aid to me. He is quick to reply, supportive, honest, and not pushy; all which I value tremendously. He has given me great advice on ways to grow my business and has encouraged me to keep the "20 mile march".

google
Daniel Leonard
September 7, 2022

As a new agent wanting to grow my business, and do it the right way, I am very thankful I found Tidewater Management. Mike Newton has been an incredible help getting me started and has provided A TON of resources to guide me towards my goals. Bobby Heptinstall has been a great help, he’s always very responsive and quick to get the answers you need. I am very thankful for TMG, they treat you like family.

google
Richard Ledbetter
September 7, 2022

Michael Newton and staff have a wealth of insurance knowledge and are always willing to go the extra mile. Messages are always returned promptly.

google
Roger Richards
February 7, 2022

Just wanted to give Michael Newton a big thank you. He really went above and beyond in helping me start a digital presence.

See All Testimonials

Medicare & Life Blog

Get practical tips for marketing, compliance, social media, and carrier products.

View All Articles
Todd Fincher
Chad Wilkerson
Mike Newton
Bobby Heptinstall
Ronnie James
John Elliott
Kristi Bell
Bradley grew up in Oklahoma and has called Roanoke, Virginia home since 2000. His service in the U.S Marine Corps stationed him at Camp Lejeune, which brought him to the East Coast. Following his military service, Bradley earned a degree in International Business from Oklahoma State University, with minors in Finance and Russian. During college, he worked as a manager at a brokerage office where he gained valuable industry experience. Bradley began his professional career with American Express Financial Advisors. For the next 17 years, he worked at Companion Life as a Regional Marketing Officer, focusing on ancillary products. He then joined a Roanoke-based agency that served as a general agent wholesaler for individual life and annuity carriers. Now at TMG, Bradley is excited to dive into the senior market and expand his knowledge of new products as a Regional Director. Outside of work, Bradley enjoys spending time with his wife, Michelle, twin daughters, Emma and Paige, and son, Nate. As a big football fan, he loves attending his son’s games and cheering on the Carolina Panthers with his family. Welcome to the team, Bradley!
Serena Mullins
Johnny Deal
Melanie Hooks
Savannah Perkins
Megan Gilliam
Caitlin Kealey
Jennah Golden
Logan Boggis
Kevin Evans
Anna-Cater Meyer
Janna Demchyna
Devon Cawley
Elena Garcia
Crystal Capell
Michael Escobar
Adam Kirkey
Alex Rogers
Lindsey Gorman

A Team Centered Around You

An FMO built on People

At Tidewater Management Group, our commitment lies in serving you and empowering you to reach new heights. Through our deep industry relationships and innovative solutions, our team offers comprehensive support tailored to your individual needs, ensuring you have the resources and guidance necessary to assist you in potential growth and success.

Meet our Team