Who Should Have Major Medical Insurance?
Major medical insurance is important for everyone, regardless of age. Designed to pay for hospital, surgical, and medical expenses, major medical insurance has guaranteed issue coverage. Consumers cannot be denied coverage or charged more based on their medical history.
Health insurance premiums for major medical insurance is based on the following five criteria, and cannot be impacted by medical history or gender:
Individual versus family enrollment
What Does Major Medical Insurance Cover?
Under the Affordable Care Act, major medical insurance plans must include coverage for the following services:
Maternity and newborn care
Mental health and substance use disorder services, including behavioral health treatment
Ambulatory patient services
Pediatric services, including oral and vision services
Preventive and wellness services, as well as chronic disease management
Rehabilitative services and devices
Are You Ready to Sell ACA Plans?
Are you ready to get contracted to sell ACA plans? It's easy! Simply fill out this form to get started. If you have any questions, don't hesitate to give us a call at 888-622-9122. Our expert agent support team is always ready to help.