Equitable National Life delivers a strong portfolio of term, indexed universal life (IUL), and variable universal life (VUL) products designed to help clients protect their financial future, with the tools, resources, and support agents need to grow their business confidently.
Why Agents Choose Equitable
Equitable has served American families since 1859, offering life insurance solutions built around adaptability, long‑term value, and high‑quality financial strength. Their portfolio includes competitive term, indexed universal, and variable universal life solutions that align with a wide range of client needs.
Key Advantages for Agents
- Comprehensive product suite—VUL, IUL, and Term products designed for both protection‑focused and accumulation‑focused clients.
- Flexible sales opportunities including key‑person coverage, family wealth transfer, business planning, and more.
- No‑exam options available through Term‑in‑10 for streamlined underwriting on qualifying cases.
- Robust technology support, including eApp functionality allowing agents and support staff to start and manage applications efficiently.
- Strong financial foundation, giving both agents and clients confidence in long‑term claims‑paying strength.
Benefits for Your Customers
Equitable’s life insurance products focus on lasting financial protection, personalized flexibility, and meaningful long‑term value.
Top Consumer Benefits
- Flexible protection options including term (10‑, 15‑, and 20‑year), indexed universal, and variable universal life coverage.
- Potential for tax‑deferred cash value growth in IUL and VUL products, helping clients build long‑term assets.
- Customizable riders, including long‑term care services, loyalty credits, market‑stabilizing index features, and charitable legacy options.
- Options to avoid medical exams for certain term applicants.
- Coverage from a legacy‑backed institution with over 160 years in the industry.
Ideal Clients for Equitable Products
Agents will find strong product-market fit for:
- Families seeking flexible, long‑term protection
- Professionals interested in cash‑value accumulation
- High‑income earners seeking market‑linked growth options
- Businesses looking for key‑person or executive planning solutions
Equitable’s diverse lineup helps agents meet a full spectrum of financial goals.
Agent Resources
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Disclaimer – This material is for informational and example purposes only and is not a contract. Product features, benefits, rates, underwriting guidelines, and availability are subject to change at any time without notice. For the most current and complete details, please refer to official Equitable National Life documentation and resources.