Investors Heritage has built a long-standing reputation for providing reliable, flexible annuity solutions that support long-term financial planning. With a history rooted in exceptional service and a commitment to innovation, they deliver annuity products designed to help clients protect assets, grow retirement income, and plan confidently for the future.
Why Agents Choose Investors Heritage
1. Competitive Product Portfolio
Investors Heritage offers both Fixed Indexed Annuities (FIAs) and Multi‑Year Guaranteed Annuities (MYGAs) — giving agents a versatile lineup to meet diverse client needs. FIA products provide growth potential with downside protection, while MYGAs offer predictable, guaranteed interest rates for set terms.
2. Easy Business Processing & Strong Support
The company is widely recognized for its top‑tier client support, agent accessibility, and streamlined processing, making it easier for producers to place business and maintain high client satisfaction. Testimonials highlight their smooth onboarding and technology-driven experience.
3. Financial Strength & Stability
With more than 60 years in operation and a legacy of providing reliable life and annuity products, Investors Heritage continues to stand out through consistent service, financial strength, and long-term product performance.
Benefits for Your Clients
Protection From Market Downturns
For clients worried about volatility, Investors Heritage’s FIAs guarantee they will never lose funds due to negative market performance—ensuring peace of mind while still offering accumulation potential.
Guaranteed Interest Growth
The Heritage Builder MYGA offers guaranteed interest rate periods (3, 5, or 7 years), giving clients predictable growth and helping them keep funds safe without sacrificing flexibility.
Flexible Access to Funds
Customers can access funds through penalty‑free withdrawal options, required minimum distributions, and qualifying waivers such as the nursing home waiver—helping them maintain control over their assets.
Lifetime Income Options
The Heritage Income Advantage includes options for guaranteed lifetime income and even the ability to double income for five years under qualifying conditions, offering long-term financial security.
Investors Heritage Annuity Lineup
Fixed Indexed Annuities (FIAs)
- Growth potential linked to market index performance
- Principal protection from negative markets
- Multiple indexed account choices
- Long-term guarantees and optional income benefits
Multi‑Year Guaranteed Annuities (MYGAs) — Heritage Builder
- Guaranteed rates for 3, 5, or 7 years
- Liquidity features after the first year
- Competitive interest and accessible minimums
- Supports qualified and non-qualified funds
Agent Tools & Resources
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Disclaimer – This material is for informational and example purposes only and is not a contract. Product features, benefits, rates, underwriting guidelines, and availability are subject to change at any time without notice. For the most current and complete details, please refer to official Investors Heritage Annuities documentation and resources.