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Sentinel Security

Sentinel Security Annuities

A Trusted Portfolio for Agents & Their Clients

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Sentinel Security Life Insurance Company has been helping individuals build financial security since 1948, delivering annuity products that combine predictability, flexibility, and long-term growth potential. Their annuity lineup is designed to serve a broad spectrum of retirement needs, from guaranteed interest options to indexed strategies tied to market performance.

Offering Sentinel’s products positions agents as trusted guides who bring clients clarity, confidence, and customized retirement solutions.

Personal Choice Annuity (Multi‑Year Guarantee Annuity)

A flexible, customizable MYGA designed to help customers lock in guaranteed interest rates over 3, 5, 7, or 10 years. Riders can be added a la carte to create a highly personalized contract.

Personal Choice Plus+ (Fixed Indexed Annuity)

Ideal for customers seeking more upside potential, this FIA offers growth linked to market indices without exposure to market losses.

Summit Bonus Index

A premium-boosted fixed indexed annuity offering income-focused features, including a 15% premium bonus with the income rider and strong guaranteed lifetime withdrawal benefits, an excellent option for retirees needing predictable income.

Retirement Plus Multiplier® & Accumulation Protector Plus

Advanced indexed annuities featuring modern crediting strategies, rate enhancements, and growth multipliers tied to specialized market indices.

Guaranteed Income Annuity

Designed for individuals prioritizing reliable lifetime income streams, with optional riders that enhance payout potential.

Benefits for Insurance Agents

Broader Sales Opportunities

Sentinel’s lineup includes fixed, indexed, and income annuities, allowing agents to match product types to a wide range of client financial goals.

Customizable Solutions

The company’s rider-based structure empowers agents to tailor contracts efficiently—whether adding RMD riders, free withdrawal features, or enhanced death benefits.

Strong Support & Training

Agents gain access to required annuity training modules, product education, and suitability courses through Sentinel’s dedicated training portal.

Robust Online Tools

Through the agent portal, producers can access:

  • Application status
  • Policyholder data
  • Product availability maps
  • Downloadable forms & applications

Benefits for Clients

Predictable, Stable Growth

Fixed and multi-year guarantee annuities offer reliable accumulation, ideal for conservative investors.

Market-Linked Potential Without Losses

Indexed annuities allow clients to participate in upside index performance while protecting principal during market downturns.

Enhanced Income in Retirement

Income riders with strong payout factors and premium bonuses help clients maximize lifetime income.

Flexible Access to Funds

Optional features such as free-withdrawal options and RMD accommodations can help clients maintain liquidity when they need it most.

Agent Portal & Key Resources

Sentinel Security Life Agent Portal

Access applications, tools, and policy information.

Product Availability Map

Check state approvals instantly.

Agent Training Center

Product training, suitability courses, and compliance resources

Annuity Rate Sheets & Product Forms

Accessible via agent portal document center.

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Call 888-622-9122

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Disclaimer – This material is for informational and example purposes only and is not a contract. Product features, benefits, rates, underwriting guidelines, and availability are subject to change at any time without notice. For the most current and complete details, please refer to official Sentinel Security Annuities documentation and resources.