Wellabe's Short-term Care Insurance

Short-term Care Pre-approach Letter Program

In order to get started,  all you have to do is simply download the template, complete the form, and upload your client file. Click here to get started!

Wellabe Short-term Care plan details

  • Issue ages: 40-89
  • Unisex rates
  • Varying level of benefits available,
    - Essential Care Plus Plan- $10-$300 per day (no significant health
    issues).
    - Essential Care Plan- $10-$150 per day (may have some health issues
  • Essential Care PLUS only) Restoration of benefits, One-time HHC and one time facility, 2x Max
  • $500 Household Improvement indemnity benefit included
  • $500 Care Coordination indemnity benefit included

Where can you sell Wellabe Short-term Care?

Household Discounts

  • 7% for an individual qualifying applicant who lives with someone over 40 years old
  • 14% for any 2 household applicants who apply and are issued together on Essential care plans or Essential Care Plus
  • Multiple policy discount of 5% for any applicant that already has a Wellabe Medicare Supplement policy
  • Max 5% discount for any policy with a limited benefit rider

Optional add-ons

  • The Nursing Facility Care rider allows you to elect a daily benefit up to $500 per day for up to 360 additional days of care in a facility. The rider also includes a 21-day bed reservation benefit that pays the daily amount to hold a care facility room during a hospital stay. You can also choose the Nursing Facility Care Rider with Inflation Protection
  • The Inflation Protection Benefit rider allows you to add inflation protection to the base Home Health Care Benefit. The Inflation Protection Benefit increases the daily benefit amount by 5% of the original daily benefit on each policy anniversary
  • The Adult Day Care rider pays $50 per visit for up to 20 visits to an adult day care setting
  • The Return of Premium rider allows a portion of the premium to be returned if the policy is terminated

Who is Wellabe?

Health unit of the American Enterprise Group

Financially strong and stable; A (Excellent) AM Best rating as of March 2021

Innovative tools for business development

Multiple products to satisfy clients’ needs

Easy to do business with us

Opt-in to get contracted today.

Call 888-622-9122

FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation. Plans may not be available in all states. Contact Tidewater Management Group (National FMO) for more details at (888) 622-9122.

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