What Apex Dental offers
Apex’s dental plans pay 100% preventive, 80% basic, and 50% major, with no waiting for preventive/basic and a 12‑month major wait that’s waivable with prior coverage. Benefit levels are 1,500, 3,000, and 5,000 annual maximums, plus a Preventive‑only plan. Pricing is shown as sample monthly rates like $47.17 for the 1,500 tier, with nationwide access via the DenteMax Plus network of 770,000+ access points. Plans can cover individuals, spouses, or families; eligibility starts at age 18+ in approved states.
Apex also highlights included extras: a unique hearing benefit at no added cost, optional vision coverage, and Association for Better Health discounts on travel, fitness, and more. Availability spans many states, with online tools to quote, enroll, find providers, and manage claims.
Why this benefits insurance agents
- Apex gives brokers a clear, competitive story: strong day‑one dental coverage, waivable waits for major work, and high annual maximum options that resonate for members planning crowns, implants, or extractions.
- The large DenteMax Plus network simplifies provider fit.
- Bundled hearing and association discounts add differentiation without increasing premium complexity.
- Agents can use the Agent Login and online quoting to streamline sales, plus brochures and plan pages for quick presentations.
Why this benefits customers
- Members get immediate preventive and basic care, predictable coinsurance for major services, and flexibility to choose higher annual maximums if anticipating bigger procedures.
- The broad network reduces out‑of‑pocket costs.
- While included hearing and optional vision create a one‑policy solution.
- The ability to waive the major waiting period with prior coverage helps those switching plans continue care without long delays.
Key considerations
- Benefits begin on the effective date; verify state eligibility and any hearing/vision add‑on specifics before enrolling.
- Major service waiting can be waived with proof of prior coverage—collect documentation early to avoid delays.
- Use the provider finder to confirm dentists in the DenteMax Plus network and maximize savings.
Explore Apex Dental
- Product overview: Apex Dental ↗.
- Dental details and brochure: Dental Product ↗.
- Quote and enroll: Get A Quote ↗.
- Find a provider: Find Your Provider ↗.
- Agent portal: Agent Login ↗.