What Humana Dental, Vision, and Hearing offers
Humana’s Extend plans combine three benefits under one policy, with annual maximums of $1,250, $2,500, or $5,000. All tiers include routine vision and hearing exams, nationwide provider access, and in‑network preventive dental at 100% with no waiting period (waiting applies to basic/major care by tier and state). The 5000 tier adds richer dental, broader vision allowances, and the highest annual max. Plans vary by state and availability.
Plan highlights by tier
- Extend 1250: $75 deductible; dental preventive 100% after deductible; basic 60% after 6 months; major 30% after 12 months; routine vision/hearing exams; hearing aids via set copays; in/out‑of‑network options.
- Extend 2500: Higher annual max; low‑to‑no copays on vision services; $0 copay for in‑network annual hearing exam; dental implants covered up to $1,000/year ($2,000 lifetime).
- Extend 5000: $5,000 annual max; preventive dental 100% in‑network with no wait; basic dental typically 80% after 90 days; major dental 50% year 1 → 60% year 2 after 6 months; whitening $200/year; dental implants $2,000/year with $4,000 lifetime cap; detailed vision allowances and hearing aid copays. Hearing services excluded in New York, and hearing aids not covered in certain states.
Why this benefits insurance agents
Humana’s DVH bundles create a clear, unified value story that’s easy to present, quote, and cross‑sell alongside medical, Medicare Supplement, or employer gaps. The tiered design (1250/2500/5000) lets agents match budgets and needs, while recognizable nationwide networks and no waiting on preventive drive faster enrollments. Vision allowances, hearing exam $0 copay, and defined implant coverage provide strong differentiators versus generic DVH plans, improving conversion and retention. Agents can leverage Humana’s online quoting, provider finders, and brand trust to streamline sales and post‑sale servicing.
Why this benefits customers
Customers get one policy and one monthly payment for three needs, immediate access to preventive care, and flexibility with large networks. Higher tiers can reduce out‑of‑pocket risk for major dental and implants, while built‑in vision allowances and structured hearing aid copays simplify budgeting. The 5000 plan’s richer coverage helps those anticipating crowns, dentures, or implants, whereas the 1250 suits routine care at a lower premium. State‑specific rules apply, especially for hearing benefits.
Key considerations
- Benefits vary by state and plan; verify waits for basic/major services and implant coverage details.
- Hearing services are not offered in New York; hearing aids aren’t covered in some states (e.g., AZ, GA, MD, NC, TX allowances differ).
- Use provider tools to confirm in‑network dentists and vision providers to maximize 100% preventive coverage.
Explore Humana Extend plans
- Overview and comparison: Humana Extend: Dental, Vision and Hearing Insurance Plans | Humana ↗.
- Extend 5000 details: Humana Extend 5000 Plan ↗.
- Extend 1250 details: Humana Extend 1250 Plan ↗.
- Find a dentist: Find a dentist ↗.
- Shop dental plans: Affordable Dental Insurance Plans ↗.
Contact us or call us at (888) 622-9122 for state availability of this plan.