GTL Life Insurance Company

Introducing

GTL Advantage Plus® Elite

An original and comprehensive Hospital Indemnity Insurance policy

Designed to help cover out-of-pocket expenses in your client's Medicare Advantage Plan.


Get contracted for GTL

Great News!

  • GTL's Advantage Plus® Elite is now available in North Carolina and Kansas!
  • With GTL's inpatient hospital benefits, your client can restore an unlimited amount of times after 60 days without hospital confinement, so they may use the hospital confinement indemnity coverage again in the future!

Base Plan Includes:

The base plan benefit will pay you a daily benefit should you be hospitalized for a 24 hour period either as observation or confinement. Choose the base plan and a daily hospital confinement benefit amount that works best for you. Whichever base plan you select, it will restore fully, and for an unlimited amount of times after 60 days of no hospital confinement.

Base Plan Choices

  • 1 Day
  • 3, 4, 5, 6, 7, 8, 9, 10, 15 Days

Daily Benefit Amount

  • up to $2,500
  • up to $750
GTL Advantage Plus® Elite

Earn more with GTL's 4th quarter bonus program For qualified Hospital Indemnity, Precision Care Cancer, Recover Cash, Home Care Secure, and Short-Term

Read More

Available Elite Riders:

Included Elite Benefits:

  • Skilled Nursing Facility
  • Ambulance Benefit Rider
  • Outpatient Therapy Benefit Rider
  • Mental Health Benefits
  • Cancer Lump Sum Benefit Rider
  • Outpatient Surgical Benefit Rider
  • Critical Accident Benefit Rider
  • Lump Sum Hospital Benefit Rider
  • Dental and Vision Benefit Rider
  • Short Duration Hospital Stay Benefit
  • Mental Health Benefits
  • Emergency Room Benefits
  • Mental Health Benefits
  • Ask Mayo Clinic Online

Get Started on our 4th Quarter Bonus Program!

Up to $60

Per App

For a minimum of 10 Advantage Plus Elite applications signed, dated and submitted from 10/1/21 - 12/31/21.*


Policies must also be effective, issued and inforce as of January 31, 2022 to qualify. Bonus payments will be calculated and distributed no later than March 1, 2022.

Opt-in to get contracted today.

Call 888-622-9122

FOR AGENT USE ONLY - Cannot be distributed to the public or used in any consumer solicitation.
*Must submit a minimum of 10 Hospital Indemnity, Precision CareTM Cancer, Recover Cash® Short-Term Nursing Home Care Indemnity, Home Care Secure and Short-Term Home Health Care applications to qualify between 10/1/2021 and 12/31/2021. Hospital Indemnity, Precision CareTM Cancer, Recover Cash® Short-Term Nursing Home Care Indemnity, Home Care Secure and Short-Term Home Health Care applications can be combined in order to meet the application minimum and accumulate during the Fourth Quarter. GTL will pay the per application bonus on qualifying business on applications submitted, signed and dated between October 1 and December 31, 2021. All applications must be received at the home office no later than 1/10/22 and must be effective, issued, paid and inforce on 1/31/2022 to qualify. Bonus excludes any hospital indemnity, cancer and stort-term care internal replacements. Payouts will be processed no later than March 1, 2022. Guarantee Trust has the exclusive right to change the program rules and payout amounts. Participation is based on meeting production minimums and the agent must be in good standing with GTL and comply with all state insurance rules and regulations. Split cases are not eligible. Business written on self or immediate family members will not count toward qualifying production. Premiums under $15 monthly EFT or $180 annually do not count toward qualifying production. Qualifiers must maintain a minimum persistency on qualifying business.

What makes GTL’s Hospital Indemnity Insurance Elite?

Base Benefits Kick in After 6 Hours

No Limits to Policy Lifetime Benefits Received

No Hospital Stay Required for Emergency Room Benefits

Surprisingly Affordable Rates

Unlimited Amount of Benefit Restoration

Access to Ask Mayo Clinic Online

Rates Don’t Increase as You Age

Simplified Underwriting with Instant Approval
Guaranteed Issue for ages 64 1/2 - 65 1/2 in most states

Available Riders

NOTE: THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR CLIENT'S TAXES.

Pre-existing Condition: The Policy has a Pre-Existing Condition limitation. We will not pay benefits for a Pre-Existing Condition unless the loss begins more than six(6) months after Your Effective Date of coverage.

Get contracted for GTL

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