Americo Annuities

Americo is one of the largest independent, privately held insurance groups in the United States, offering competitive, client‑friendly annuity products built for long‑term security and growth. As an agent, partnering with Americo gives you access to flexible retirement solutions backed by decades of financial strength and streamlined business tools that help you grow your book of business.

Why Agents Choose Americo Annuities

Americo gives independent agents the support, tools, and product lineup needed to confidently serve retirement‑focused clients.

Here’s why top producers add Americo to their portfolio:

1. Strong Product Portfolio Designed for Today’s Retiree

Americo’s annuities are built to deliver safety, guaranteed growth, and lifetime income options, making them ideal for pre‑retirees and retirees. Products include:

• Fixed Indexed Annuities, including Elite 5, offering market‑linked upside with downside protection.
• Multi‑Year Guaranteed Annuities (MYGAs) such as the Platinum Assure Series, offering competitive guaranteed rates for predictable accumulation.

2. Financial Strength Clients Can Count On

Americo holds an A (Excellent) rating from A.M. Best, reflecting strong claims‑paying ability and long‑term stability, an invaluable selling point during client conversations.

3. Industry‑Leading Agent Tools & Support

Americo invests heavily in tools that help agents sell more efficiently:

• 100% Instant Decision eApplication system, reducing case delays and simplifying the sales process.
• Product microsites, training library, and marketing materials, accessible anytime for on‑demand support.
• Weekly live training presentations led by Americo specialists to help you master products and sales techniques.

4. Attractive Agent Incentives

Agents can earn up to 10% cash bonuses every 6 months, motivating strong production and providing ongoing earning opportunities.

Benefits for Your Clients

Americo’s annuities are designed with client needs and long‑term protection in mind:

Guaranteed Growth & Tax‑Deferred Accumulation

Clients benefit from predictable, secure accumulation with tax‑deferred growth so earnings compound over time.

Protection From Market Losses

Indexed annuities provide upside potential tied to financial indexes without exposure to market downturns.

Lifetime Income Options

Annuities can be structured to deliver an income stream that clients cannot outlive, supporting long‑term retirement security.

Legacy Benefits

Upon death, annuity funds pass directly to beneficiaries without surrender penalties, ensuring efficient wealth transfer.

Agent Resources

Americo Agent Portal (Login)

• Americo Agents Main Page
• Americo Agent Café (Tools & Marketing Materials)
• Americo Training Library
• Product‑Specific Microsites (training, demos, sales tools)