Provider Network
Mutual of Omaha's dental insurance is provided in collaboration with the DenteMax Plus dental network. This extensive national network features over 400,000 dental provider locations, including participating dentists from the DenteMax, United Concordia Dental, and Connection Dental networks.* The listings for the network are updated on a weekly basis.
To find a dentist, visit dentistsforme.com/mutualofomaha.
*In North Carolina, only the DenteMax and Connection Dental networks are accessible.
Get contracted for Mutual of Omaha's Dental Plan
An attractive product from a market leader
Mutual Dental Preferred fees are set at the 80th percentile of the typical service costs in the client's region. The client is responsible for covering any remaining balance owed to the dental provider.
With Mutual Dental Protection, the payment from Mutual of Omaha is restricted to the discounted fee schedule for in-network providers, allowing dentists to bill the client for any additional charges.
Vision Benefit Optional Rider
Clients are required to possess the dental insurance policy in order to acquire this rider. It offers a reimbursement advantage that covers:
- Up to $50 each calendar year for a single eye exam (with no waiting period)
- Up to $150 every two calendar years* for eyeglasses or contact lenses (following a six-month waiting period)
This option is not offered in Maryland and Washington.
Multi-Policy Dental Discount
Policyholders of Mutual of Omaha's dental plan, as well as those with a Medicare supplement policy from Mutual of Omaha or its affiliates, are eligible for a 15% discount on their dental premium if:
- The dental application is signed on or after the date the Medicare supplement application is signed, and
- It is completed within 30 days following the issuance date of the Medicare supplement policy.
Please note: The multi-policy discount is not offered in Washington.
Contact us for more details about this dental plan.
Call 888-622-9122
Dental Insurance Plans and Benefits
Mutual Dental Preferred Insurance Policy (DNT2)
Features
- Issue ages: 19-99
- Calendar Year Deductible: $0 for preventive services; $50 for basic and major services
- Preventive Services: 100% insured pays nothing with an in-network provider
- Basic Services: 80% insured pays 20%
- Major Services: 20% on day one insured pays 80%; 50% after year one insured pays 50%
- Calendar Year Benefit: $1,500; $3,000; $5,000
- Lifetime Maximum Benefit for Implants: $3,000
Mutual Dental Protection Insurance Policy (DNT5)*
Features
- Issue ages: 19-99
- Calendar Year Deductible: $0 for preventive services; $50 for basic and major services
- Preventive Services: 100% insured pays nothing with an in-network provider
- Basic Services: 80% insured pays 20%
- Major Services: 20% on day one insured pays 80%; 50% after year one insured pays 50%
- Calendar Year Benefit: $1,500; $3,000; $5,000
- Lifetime Maximum Benefit for Implants: $3,000
*Not available in Alaska