Medico Insurance Company

Medico Gold and Platinum Dental Plans

Medico Dental Plan Benefits

Medico Insurance Company

Choose any provider and have confidence that the plan will cover dental care. Additional savings may occur if an in-network dental provider is used. The Maximum CareĀ®Plus Connection Dental Network is one of the largest dental networks nationally and focuses on neighborhood dentists

Two plan options with customizable coverage levels

Gold

  • Calendar year maximum: $1,000 or $1,500
  • Calendar year deductible: $0 for preventive services; $50 for basic and major services
  • Preventive services (Evaluations, cleaning, and X-rays): 100% (no waiting period)

Medico pays the following coinsurance percentages after the deductible:

  • Basic services (Diagnostic X-rays, fillings, and nonsurgical extractions): 50% (no waiting period)
  • Major services (Bridges, crowns, dentures, implants, surgical extractions, root canals, and periodontal services): 20% within first 12 months; 50% after 12 months

Platinum

  • Calendar year maximum: $1,000 or $1,500
  • Calendar year deductible: $0 for preventive services; $50 for basic and major services
  • Preventive services (Evaluations, cleaning, and X-rays): 100% (no waiting period)

Medico pays the following coinsurance percentages after the deductible:

  • Basic services (Diagnostic X-rays, fillings, and nonsurgical extractions): 80% (no waiting period)
  • Major services (Bridges, crowns, dentures, implants, surgical extractions, root canals, and periodontal services): 20% within first 12 months; 50% after 12 months

Ways to save money

  • Add a spouse to the dental policy at time of application
  • Include a 5% discount if either the applicant or spouse (if applicable) are applying for and issued a Medicare Supplement or Final Expense plan at the time of the dental plan or already have an existing Medicare Supplement or Final Expense plan with any of our companies

Policy Highlights

Issue age
18 to 89

Underwriting
Guaranteed issue

Billing options
Monthly, quarterly, semi-annually, or annually through a bank draft or credit card

Freedom to use any provider

First-day-coverage

Optional rider benefits

Choose one of two additional benefits for an additional fee at the time of application.

1

Buyup benefit

Add $1,000 of coverage (buyup) to maximize policy benefits. For example, the Gold $1,000 plan plus $1,000 buyup is $2,000 of coverage. The buyup is available for both levels in each plan.

2

Carry-over benefit

The Carry-over benefit rider allows unused plan benefit to carryover for use in the following year. The carry-over amount accumulates until it reaches a max of $3,000. For example, if the Gold $1,000 plan has an unused benefit balance of $500, the extra $500 can be used in the next calendar year.

Get contracted for the Medico Dental Plan

Freedom to choose

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