March 6

Which Medicare Supplements Should I Sell?

Supplement Sales Can Help Build Your Business

With a plethora of options available, which Medicare Supplements should you focus on selling? It ultimately comes down to who you prefer to do business with and which plan works best with your clients' lifestyles. Each plan has its benefits, so we have broken down our carriers with the top bonuses for you so you can decide for yourself.

CSI Life, CSO, Humana Achieve, Lumico, Manhattan Life, Western United Life, and Union Security are Tidewater Management Group's exclusive Medicare Supplements. They each fall within the top five or six within each state the carriers are contracted in, so you really can’t go wrong with any of the exclusive Medicare Supplements. 

CSI Life Insurance Company

CSI LIFE INSURANCE COMPANY logo

CSI Life is guaranteed renewable for life, offering a competitive premium and a $125 bonus per issued Plan F. 

With free annual hearing screening for your clients and high-qualify hearing aids at a discount, this plan is strong for seniors with hearing impairments. 

In business since 1977, CSI Life has an 2019 A.M Best rating of A+ (Superior) and is a Berkshire Hathaway company. This plan is available in Colorado, Georgia, Indiana, Kentucky, Louisiana, Mississippi, North Carolina, Ohio, Pennsylvania, South Carolina, Utah, and West Virginia.

Central States Health & Life Co. of Omaha (CSI)

CSO Life

CSO has 85 years of experience with a strong financial base, competitive rates, and simplified online enrollment.

With a 2019 AM Best Rating of A- (Excellent), CSO is a strong option for agents to sell. They feature efficient underwriting and issuance of policies, competitive premiums and household discounts, a convenient e-app, and responsive, accessible service representatives.

CSO is available to sell in Alabama, Idaho, Illinois, Iowa, Kansas, Michigan, Montana, Nebraska, Nevada, New Jersey, North Dakota, Oklahoma, South Dakota, Texas, Tennessee, Virginia, and Wyoming. 

Insurance Agent with Couple

Humana Achieve

If you are currently contracted with Humana, then you already have access to Humana Achieve! This plan is brand new and is designed to be a highly competitive product with top commissions. 

With a 12% household discount in homes where two policies are held (depending on the state), this product is fantastic for both you and your clients.

Humana Achieve is available to sell in Arizona, Arkansas, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Nebraska, Ohio, Pennsylvania, South Carolina, Texas, and Tennessee.

Lumico

Lumico Life Insurance

With a simple, paperless e-app, Lumico's Medicare Supplement is easy to apply for and is guaranteed renewable every year.

This plan is ideal for people with Medicare who want to secure additional coverage to help with expenses such as co-pays and deductibles that Medicare doesn't cover. Lumico offers a selection of plans to meet every client's budget, and they also offer producers awards. 

Lumico has an A (Excellent) rating by A.M. Best. They have a 50+ year track record in consumer life insurance and are part of Swiss Re, a large, global financial services organization.

This highly competitive product is available to sell in Arizona, Arkansas, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, North Carolina, North Dakota, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, and Wyoming.

Manhattan Life

Manhattan Life Insurance Company

Manhattan Life Insurance Company has an A.M. Best rating of B+ (Secure). They have been in the insurance industry since 1850. 

This product offers e-apps as well as written applications. Insureds are able to choose their own doctors and hospitals, with guaranteed renewable lifetime benefits. They offer immediate coverage with no waiting period for all plans and, even better, current health conditions are instantly covered.

Manhattan Life's Medicare Supplement is available to sell in Arizona, Arkansas, Colorado, Indiana, Iowa, Kentucky, Michigan, Missouri, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Utah, Virginia, West Virginia, and Wisconsin.

Union Security

Union Security Insurance Company

Union Security Insurance Company is in partnership with Aetna, bringing Medicare Supplement plans that offer flexibility, protection, and peace of mind. When you work with Union Security, you will find remarkable premiums, leading commissions, and top-shelf administration. 

Union Security's insurance policies are available to sell in Alabama, Arizona, Colorado, Delaware, Georgia, Florida, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, and West Virginia.

Insurance agent with senior couple

Western United Life

Western United Life Assurance Company Logo

With the EasyUpload Mobile App and the Easy Form Upload Tool, Western United Life Assurance Company offers a simple process for signing on new clients. They also offer excellent agent bonuses.

Western United Life is a member of the ManhattanLife group of companies. They market and distribute a competitive line of short to mid-term fixed rate Annuity products as well as competitive Medicare Supplement insurance policies in select states. The boast an A.M. Best rating of A+ (Superior).

Are You Ready to Sell These Fantastic Medicare Supplements?

Are you ready to get contracted? It's easy! Simply fill out this form to get started. If you have any questions, don't hesitate to give us a call at 888-622-9122. Our expert agent support team is always ready to help. Don't forget to sign up for our VIP Portal for all the latest industry news.

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