Supplement Sales Can Help Build Your Business
With a plethora of options available, which Medicare Supplements should you focus on selling? It ultimately comes down to who you prefer to do business with and which plan works best with your clients' lifestyles. Each plan has its benefits, so we have broken down our carriers with the top bonuses for you so you can decide for yourself.
CSI Life, CSO, Humana Achieve, Lumico, Manhattan Life, Western United Life, and Union Security are Tidewater Management Group's exclusive Medicare Supplements. They each fall within the top five or six within each state the carriers are contracted in, so you really can’t go wrong with any of the exclusive Medicare Supplements.
CSI Life Insurance Company
In business since 1977, CSI Life has an 2019 A.M Best rating of A+ (Superior) and is a Berkshire Hathaway company. This plan is available in Colorado, Georgia, Indiana, Kentucky, Louisiana, Mississippi, North Carolina, Ohio, Pennsylvania, South Carolina, Utah, and West Virginia.
Central States Health & Life Co. of Omaha (CSI)
With a 2019 AM Best Rating of A- (Excellent), CSO is a strong option for agents to sell. They feature efficient underwriting and issuance of policies, competitive premiums and household discounts, a convenient e-app, and responsive, accessible service representatives.
CSO is available to sell in Alabama, Idaho, Illinois, Iowa, Kansas, Michigan, Montana, Nebraska, Nevada, New Jersey, North Dakota, Oklahoma, South Dakota, Texas, Tennessee, Virginia, and Wyoming.
With a 12% household discount in homes where two policies are held (depending on the state), this product is fantastic for both you and your clients.
Humana Achieve is available to sell in Arizona, Arkansas, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Nebraska, Ohio, Pennsylvania, South Carolina, Texas, and Tennessee.
This plan is ideal for people with Medicare who want to secure additional coverage to help with expenses such as co-pays and deductibles that Medicare doesn't cover. Lumico offers a selection of plans to meet every client's budget, and they also offer producers awards.
Lumico has an A (Excellent) rating by A.M. Best. They have a 50+ year track record in consumer life insurance and are part of Swiss Re, a large, global financial services organization.
This highly competitive product is available to sell in Arizona, Arkansas, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, North Carolina, North Dakota, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, and Wyoming.
This product offers e-apps as well as written applications. Insureds are able to choose their own doctors and hospitals, with guaranteed renewable lifetime benefits. They offer immediate coverage with no waiting period for all plans and, even better, current health conditions are instantly covered.
Manhattan Life's Medicare Supplement is available to sell in Arizona, Arkansas, Colorado, Indiana, Iowa, Kentucky, Michigan, Missouri, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, Utah, Virginia, West Virginia, and Wisconsin.
Union Security Insurance Company is in partnership with Aetna, bringing Medicare Supplement plans that offer flexibility, protection, and peace of mind. When you work with Union Security, you will find remarkable premiums, leading commissions, and top-shelf administration.
Union Security's insurance policies are available to sell in Alabama, Arizona, Colorado, Delaware, Georgia, Florida, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, and West Virginia.
Western United Life
Western United Life is a member of the ManhattanLife group of companies. They market and distribute a competitive line of short to mid-term fixed rate Annuity products as well as competitive Medicare Supplement insurance policies in select states. The boast an A.M. Best rating of A+ (Superior).